Buying a Farmhouse in Morni Hills: The Papers Are Different
With a built property you are buying two things — the land and the building — and each has its own paperwork. What to ask for that you would not ask for on bare land.
Buying a farmhouse means buying land with something on it, and the something has its own set of questions. Most buyers check the land papers carefully and take the building on trust, which is the wrong way round given that the building is where the money went.
The land side
Everything that applies to a plot applies here: jamabandi, mutation, khasra map, non-encumbrance certificate, classification. Nothing changes.
One thing to watch: if the land under the house is recorded as agricultural, ask how the building came to be there and whether it was ever regularised. This is more common than buyers expect and it affects both lending and resale.
The building side
- When was it built, and by whom?
- Was any approval taken at the time?
- Has it been extended since, and was that approved?
- What repairs have been done, and when?
- Is there a borewell, and was it registered if required?
- Is the electricity connection in the seller's name?
- Are there any dues outstanding on utilities?
Unpaid utility dues transfer with the property in practice, if not in law, because the connection is what you need restored.
What transfers, and what does not
| Item | Usually |
|---|---|
| Land and building | Yes, by registered deed |
| Fittings and furniture | Only if written into the agreement |
| Electricity connection | Needs transferring — do not assume |
| Borewell / water arrangement | Confirm in writing |
| Caretaker | By arrangement, not automatically |
| Orchard | With the land, but confirm any standing crop |
Put anything you expect to remain into the agreement by name. "It was there when I saw it" is not a term of sale.
Money side
Stamp duty and registration are calculated on the collector rate or the price, whichever is higher, and a built property attracts a higher valuation than bare land. Get the figure from the tehsil before you agree terms.
The order
- See it twice, in different weather
- Get the land papers and the building history together
- Your advocate reads all of it at once
- Agree what is included, in writing
- Price
- Agreement, registry, then mutation
Questions People Ask
+Can anyone buy property in Morni Hills?
+How much does property in Morni Hills cost?
+What documents should I check before buying?
+Is there a road to every plot?
+Can I build a house on agricultural land?
+Is water available?
+Is electricity available in Morni?
+How long does the purchase take?
+What is the stamp duty in Haryana?
+Do I need a lawyer?
+Can I get a home loan on land in Morni?
+How far is Morni from Chandigarh?
+What area units are used here?
+Is Morni a good investment?
+How quickly can I sell land in Morni?
+Do you charge for a site visit?
+What is the best time to visit?
+What should I avoid?
+Can you help me sell my property in Morni?
+How do I contact Sky Property Morni Hills?
Read next
- All property in Morni Hills — plots, land, farmhouses and cottages
- Residential plots for sale
- Farmhouses in Morni Hills
- The full Morni property guide
Land records for Haryana are public — look any plot up yourself at jamabandi.nic.in, and district information is at panchkula.gov.in.
Also from us: Sandeep Photography — wedding, pre-wedding and event photography across Chandigarh, Panchkula and Mohali. Most people mark a new house with a griha pravesh, and later a wedding.
Looking for land in Morni?
Tell us the budget and the area. Site visits are free, with no obligation.